OeNPAY Financial Innovation HUB GmbH

Company data

Seegasse 3/1
1090 Wien

Object of the company: Business consulting
Vienna Commercial Court
VAT-ID: ATU76435948
Company register number: 546567a

Ownership structure

The OeNPAY Financial Innovation HUB GmbH is a 100 % subsidiary of the Oesterreichische Nationalbank, Otto-Wagner-Platz 3, 1090 Vienna, Austria.




Stephan Fössl


© Martin Hron

Terms of use


While we make every effort to provide accurate and up-to-date information on this website, we cannot guarantee that the information provided is up to date, accurate, complete or useful to you. In no event shall we be liable for any claim, loss or damage resulting from the (non-)use of the information provided or from the use of erroneous or incomplete information, unless there is proof of intent or gross negligence on the part of the author.

All offers are non-binding and subject to change. We explicitly reserve the right to modify, amend or delete all or certain pages without prior notice and the right to temporarily or permanently discontinue publication of the entire website or parts thereof.


This website includes a number of direct or indirect links to third-party websites. We assume and accept no liability for the content of any third-party website that is beyond our control, unless we have been made aware of unlawful content and it would be technically possible and reasonable for us to prevent its use.

While the pages this website links to did not appear to include any illegal content at the time the link was created, we have no influence whatsoever on their current or future design, content or authorship. We expressly distance ourselves from the content in all linked pages that were modified after the creation of the links. This applies to all links and references within this website as well as to any third-party entries in guest books, discussion forums, link lists, mailing lists and all other types of databases provided by the author that can be modified by third parties. Any illegal, defective or incomplete content, and specifically any damage resulting from the use or non-use of such information, is the sole responsibility of the page’s provider, not of the author who links to the respective page.


With regard to images, audio documents, video sequences, and texts used on this website, we endeavor to observe any copyright restrictions on existing material, use material we created ourselves, or use public domain material. All brand names and trademarks mentioned on this website that may be registered to a third party are fully subject to the provisions of the applicable trademark laws and to the ownership rights of the registered owner. The mere mention of a brand name or trademark does not imply that it is not protected.

Any material created and published by the author is protected by copyright held exclusively by the author. Reproduction or use of such material in other electronic or printed publications is not permitted without the author’s express approval.


If we ask for personal or business data on this website, disclosure of said data (email address, name, mailing address) is entirely voluntary. Where technically possible and reasonable, you can use and pay for all services offered without entering any personal data or by using an alias. Third parties are prohibited from using contact information published in the imprint or elsewhere (e.g. mailing address, telephone or fax number, email address) for the purpose of sending unsolicited information.


The Terms of Use form an integral part of the online services that link to this page. If any term or provision of the Terms of Use does not, no longer, or not fully comply with current legislation, such noncompliance shall not affect the validity of the remainder of the Terms of Use.


The content of these pages is protected by copyright. Unless expressly authorized by the OeNPAY Financial Innovation HUB GmbH, you are prohibited from publishing, reproducing and distributing any part of the services, except for your own personal use. While we have taken great care to provide you with information that is accurate, useful and up to date, we do not warrant that the services will be error-free. Any information on the services is subject to change without notice.